From: KRISTIN WARFEILD [mailto:kwarfie1@FAIRVIEW.ORG]
Sent: Wednesday, September 15, 2004 1:33 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
As a concerned citizen, I urge you to withdraw your proposed changes
to the Community
Reinvestment Act (CRA) regulations. CRA has been instrumental in
increasing
homeownership and economic development. Your proposed changes are
contrary
to the CRA because they will slow down the progress made in community
reinvestment.