From:
Farmers State Bank
Sent: Tuesday, August 03, 2004 6:49 PM
To: regs.comments@federalreserve.gov; Comments; regs.comments@occ.treas.gov;
regs.comments@ots.treas.gov
Subject: EGRPRA
The banking industry as a whole has pulled together to accommodate
the privacy disclosure to its customers. The general public for the
most part does not read disclosures that are given to them unless
it is indicated that there is a change. The requirement of the annual
privacy disclosure should be changed to where the notice is required
only if there is a change in the institution's privacy policy.
