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FDIC Federal Register Citations


From: Ralph Tapscott
Sent: Sunday, March 07, 2004 11:17 AM
To: Comments
Subject: CRA Comment

Dear Robert E. Feldman:

I would like to congratulate the entire FDIC team on recent improvements in
the overall regulatory framework and the level of communication between the
FDIC and the member banks.

I do highly support increasing the threshold for CRA reviews as it relates
to "large" banks. It is currently proposed to raise the size factor to
institutions over $500 million. I would support this being raised all the
way to $1 billion. There are many non-complex, community banks in the $500
million to $1 billion asset range that probably do way more for the
furtherance of their local communities.

Ralph E. Tapscott
President & CEO
Mohave State Bank

Last Updated 03/10/2004 regs@fdic.gov

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