From: Ralph Tapscott
Sent: Sunday, March 07, 2004 11:17 AM
To: Comments
Subject: CRA Comment
Dear Robert E. Feldman:
I would like to congratulate the entire FDIC team on recent improvements
in
the overall regulatory framework and the level of communication between
the
FDIC and the member banks.
I do highly support increasing the threshold for CRA reviews as
it relates
to "large" banks. It is currently proposed to raise the
size factor to
institutions over $500 million. I would support this being raised
all the
way to $1 billion. There are many non-complex, community banks in
the $500
million to $1 billion asset range that probably do way more for the
furtherance of their local communities.
Ralph E. Tapscott
President & CEO
Mohave State Bank