From: Irene Rubin [mailto:irubin@niu.edu]
Sent: Thursday, September 16, 2004 5:23 PM
To: Comments
Subject: RIN 3064-AC50, Community Reinvestment
I am a citizen concerned about housing and would like to protest
proposed changes to the CRA. The CRA act has been a very successful
program, it doesn't harm the banks and it helps the public. The proposed
changes water it down, exempting some banks and reducing the level of
enforcement, in essence shrinking the program. why would you want to
change such a good program? did not any one ever tell you, if it ain't
broke, don't fix it?
irene rubin
Irene S. Rubin
Professor Emerita
131 E. Alden Pl
Dekalb, Ill 60116
815-756-6862
irubin@niu.edu
