From: Rivas, Carlos [mailto:crivas@nlp-inc.com]
Sent: Tuesday, September 14, 2004 1:55 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
The Community Reinvestment Act is vital in assisting and promoting
affordable housing throughout the United States. I oppose any increase
to the threshold of what is considered a small bank. The proposed FDIC
rule would exempt many of our community's critical partners from the
effective and productive requirements currently in place. The Federal
Reserve and OCC have both recognized this and withdrawn their proposals
to raise the asset threshold. I urge the FDIC to do the same.
Carlos A. Rivas
CFO
Neighborhood Lending Partners, Inc.
2002 N. Lois Ave., Suite 150
Tampa, Florida 33607
813-879-4525
