From: thomas e rand [mailto:TRAND@neo.rr.com]
Sent: Thursday, September 16, 2004 10:37 PM
To: Comments
Cc: dory rand; rick rand; tim rand; carmelrand@wowway.com; trand@neo.rr.com
Subject: RIN 3064 AC 50
Dear Sirs:
The changes you propose for CRA will surely result in fewer loans
to low income borrowers. Thus, theopportunity for low and moderate
income groups to receive much needed financial education and the
chance to improve their security and stability will be seriously
impaired.
Please revise your proposal to one which will enable the most deserving
of the low income people in this country to live 'the american
dream'.
