UNITED SOUTHERN BANK

July 15, 2004

GARY KUIPER
LEGAL DIVISION/COMPLIANCE UNIT
ROOM PA-1730-3038
550 17TH STREET NW.,
WASHINGTON DC 20429

RE: PROPOSED CHANGES TO FDIC ASSESSMENT CERTIFIED STATEMENT RULE


DEAR SIR:

CONCERNING THE ABOVE, WE HAVE INTERNET ACCESS AND WOULD HAVE NO PROBLEM WITH THE CHANGE TO OUR FDIC CERTIFIED STATEMENT.

WE WOULD APPRECIATE AS A COURTESY TO BE NOTIFIED VIA E-MAIL OF THE AVAILABILITY OF THE QUARTERLY CERTIFIED STATEMENT INVOICE. EMAIL ADDRESS : spowell@usbky.com

SINCERELY,
SHELIA POWELL
CASHIER