From: Sheldon Keyser [mailto:sheldon@netwitz.net]
Sent: Tuesday, September 14, 2004 9:19 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
Given that Banking is no longer owned by local interests in many
rural communities, I fear that the absence of incentives for local
investments such as CRA will result in fewer local investments. This
would be highly detrimental to rural communities that are already
economically challenged.
