From: Robert H. Holder, Jr. [mailto:robert_holder@msn.com]
Sent: Thursday, September 16, 2004 4:28 PM
To: Comments
Subject: SPAM::Community Reinvestment Act
I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment
Act. This policy would reduce lending, investments and services in
low-income communities.