From: Jaime Gallardo [mailto:jaimeg@legalaidsociety.org]
Sent: Thursday, September 16, 2004 4:57 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
Dear Sirs and Madams,
I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment
Act. This policy would reduce lending, investments and services in
low-income communities.
We serve low income communities in Santa Clara County, and this
proposal would reduce services to our clients.
Jaime Gallardo
Managing Attorney
Legal Aid Society of Santa Clara County
