From: Peter Clements [mailto:peter.clements@bsvnet.com]
Sent: Thursday, September 16, 2004 5:17 PM
To: Comments
Subject: CRA Proposal
Importance: High
I attended the FDIC breakfast with the Virginia Bankers Association
and wanted to reiterate our strong support for your proposal to move the
large bank threshold to one billion dollars. Please proceed with its
implementation. It is a significant step in helping us cope with the
increasing paperwork and Regulatory burden that only seems to get
heavier. Thank you for your efforts.
Peter Clements
President & CEO
The Bank of Southside Virginia
State, Non-Member Bank