Via email

From: Narad, Glenn A
Sent: Tuesday, December 30, 2003 1:15 PM
To: Comments
Subject: Amending regulation's 502 and 503

I feel that we have enough advisory information hitting the average consumer from all sides; therefore, it makes sense to minimize the amount of verbiage necessary in conveying privacy notices.  The average consumer does not, nor has time to, read fine print and/or long and excessive explanations.  Just wondering, why do you need so many agencies to do this seemingly simple task?

Glenn A Narad
Lending Consultant
Environmental Network - Secretary
Bank of America