From: Deborah Grotfeldt [mailto:dgrotfeldt@earthlink.net]
Sent: Wednesday, October 20, 2004 5:02 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I am writing to strongly oppose the FDICs proposal to allow banks with
assets above $250 million to be examined as small banks under the Community
Reinvestment Act. This policy would reduce lending, investments and services
in low-income communities.