From: Daly, Peter [mailto:PDaly@homeownersrehab.org]
Sent: Thursday, September 16, 2004 9:39 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
Homeowners Rehab is a private non profit housing corporation that
creates
and preserves affordable housing in Cambridge. We oppose the FDIC's
proposal
to allow banks with assets above $250 million to be examined as small
banks
under the Community Reinvestment Act. We believe that this policy would
reduce lending, investments and services in low-income communities.