From: Rebecca Bowman [mailto:RBowmanEsq@adelphia.net]
Sent: Thursday, September 16, 2004 2:51 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I oppose the FDIC's proposal to raise the asset ceiling for small
banks. I believe that this will increase the risks of discriminatory
lending. I work with several programs assisting low-income people and I
have grave concerns about the loss of examination for the current large
banks which would become small banks under the proposed standards.
Rebecca A. Bowman, Esq., P.E.