From: Neil
Schwartzbach [mailto:ns31@cornell.edu]
Sent: Thursday, September 16, 2004 3:02 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
It is imperative that FDIC maintain all structures, regulations,
requirements and incentives to maintain or increase lending, investments
and services in low-income communities. Therefore, I strongly oppose the
FDIC's proposal to allow banks with assets above $250 million to be
examined as small banks under the Community Reinvestment Act.
Neil Schwartzbach
Research Coordinator
Community and Rural Development Institute (CaRDI)
Cornell University, 39 Warren Hall, Ithaca, NY 14853
ns31@cornell.edu phone: (607) 255-1693 fax: (607) 255-2231