From: Sida Ly-Xiong [mailto:SBL2@wilder.org]
Sent: Thursday, September 16, 2004 2:27 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
To whom it may concern:
I believe the FDIC's current proposal to change the CRA would reduce
lending, investments and services in low-income communities. We value
creating opportunities for community-based growth, and we need to stand
by policies that examine whether we are living up to these values or
not.
I oppose allowing banks with assets above $250 million to be examined
as small banks under the Community Reinvestment Act.