From: Kim_A_Lyon-Pratt@SPFLDCOL.EDU [mailto:Kim_A_Lyon-Pratt@SPFLDCOL.EDU]
Sent: Thursday, September 16, 2004 3:27 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
The Community Reinvestment Act is a crucial component to Vermont's
affordable housing and community development efforts. I/We oppose any
increase to the threshold of what is considered to be small bank. For
Vermont, this would be disasterous--think about it. The proposed FDIC
rule
would exempt most of our State's financial partners from the effective
and
productive requirements currently in place. I/We urge FDIC to withdraw
its
proposal to increase the threshold of small bank size.
Sincerely,
Kim Lyon-Pratt
Center for Social Change
802-748-5402 x 25
347 Emerson falls Rd., Suite 2, St. Johnsbury, VT 05819