From: KM 24 [mailto:athos@montanasky.net]
Sent: Thursday, September 16, 2004 5:59 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
Gentlepersons:
I am a former bank officer (Security Pacific national Bank,
1969-1972). I
know well the need for full and complete exams. That need is ever
greater
today because of the management priorities so many banks have adopted.
I ask that you do not relieve this requirement from banks with assets
from
250 million to one billion dollars.