From: Michelle Caulfield [mailto:michelle@sustainableseattle.org]
Sent: Thursday, September 16, 2004 1:34 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment
Act. This policy would reduce lending, investments and services in
low-income communities. The CRA has helped provide greater equity in
lending and spurring the revitalization of hundreds of communities
across the country. It is critical to maintain and increase this
progress.