From: Sarah Matala [mailto:sarah@jlpope.com]
Sent: Monday, September 20, 2004 10:22 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

To whom it may concern:

I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments, and services in low-income
communities.

Let's move forward, not backward!

Sarah Matala
St. Paul, MN