From: Ian Winters [mailto:ian.winters@NCLT.ORG]
Sent: Thursday, September 16, 2004 11:56 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment
Act. This policy would reduce lending, investments and services in
low-income communities.