From: Angela Saez [mailto:asaez@cicchicago.com]
Sent: Wednesday, September 15, 2004 12:37 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
AGAINST the proposed rule change.
Standard CRA regulations should continue to apply to banks with assets
at or
above the $250 million level, not the proposed $1 billion. Community
needs
will not be served if the change goes through. Without CRA, communities
will suffer a significant loss of investment; please keep the rule
as it has
been.