Pathfinder Services, Inc.

From: jniederm@pathfinderservices.org [mailto:jniederm@pathfinderservices.org]
Sent: Monday, September 13, 2004 1:46 PM
To: Comments
Subject: Opposed to CRA proposed rule

Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ISS
Federal Deposit Insurance Corporation
550 17th Street, NW
Washington, DC 20429-9990.

Re: RIN 3064-AC50

Gentlemen:

I strongly oppose the proposed rule changing the Community
Reinvestment Act regulations. In my opinion, it will really undermine
community development in
rural communities. Please do not adopt this rule.

Respectfully,

John Niederman, President
Pathfinder Services, Inc.
PO Box 1001
Huntington, IN 46750