From: Marty Newell [mailto:mnewell@iglou.com]
Sent: Wednesday, September 01, 2004 5:46 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50
I am opposed to this rule change. It will mean that the Community
Reinvestment Act will apply to only a handful of banks here in Kentucky
only the mega-banks that have the bulk of their operations in other
areas. It will be devastating to rural housing and small business
start-ups. Dont do it.