HAWTHORNE AREA COMMUNITY COUNCIL

From: Janne Flisrand [mailto:jflisrand@hawthornecommunity.org]
Sent: Monday, September 13, 2004 5:26 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

The Community Reinvestment Act has been a powerful impetus for community
development loans, investments and services, benefiting all parties. It
has proven that serving all neighborhoods can be profitable.

The FDIC proposed rule will harm affordable housing, and community and
economic development.

Janne Flisrand
Director of Operations
Hawthorne Area Community Council
2944 Emerson Avenue North
Minneapolis, MN 55411