Compliance Training Program
Community Reinvestment Act School (CRA)
Reinvestment Act (CRA) School addresses the CRA regulation with emphasis on
the small bank CRA examination procedures. The course consists of lessons,
group exercises, and a case study that takes the students through a small
bank CRA examination step by step, including the creation and presentation
of a CRA public evaluation. Participants actively take part in group case
studies and other classroom activities.
The pre-course learning
activities are critical to the completion of the course and must be
submitted prior to attendance.
Upon completion of this course, participants will be able to:
- Evaluate assessment area appropriateness
- Develop a performance context for a bank
- Analyze lending activity under the small bank performance criteria
- Apply the basic concepts of community development lending, investments, and services
- Determine and support a small bank’s CRA rating
- Prepare a small bank CRA public evaluation
- Conduct a community contact
- Discuss CRA evaluation results with management
- Explain Intermediate Small Bank evaluation procedures
This is a four and one-half day course.
This course is designed for pre-commissioned compliance examiners who generally have a minimum of 14 to 20 months of experience in compliance examinations after entering the compliance discipline. There should be a minimum of four months after attending Fair Lending School.
Prior to attending,
participants must complete the on-the-job training (OJT) Lesson Plans for
"Small Bank CRA" and "Conducting Community Contacts." The
participant must have written all aspects of a CRA performance evaluation
for at least two CRA examinations, or a combination that is the equivalent
The Division of
Depositor and Consumer Protection (DCP) has authorized eight hours of time
to complete the pre-course requirements.
Participants are required
to bring a laptop, an HP calculator, and the completed pre-course assignments to the session.
Participants should be scheduled to conduct a small bank CRA examination as soon as possible, but no later than six months after completing this course, to reinforce the skills learned from this session.
The FDIC has been approved as an Authorized
Provider by the International Association
for Continuing Education and Training (IACET) (www.iacet.org), 1760 Old
Meadow Road, Suite 500, McLean, VA 22102.
A Summary Evaluation
Form, which provides a comprehensive analysis of the participant's in-class
and project exercises, is sent to the participant's field office
approximately thirty days after the conclusion of the school. The
participant is assigned an overall rating of "Satisfactory" or "Not Yet
Continuing Education Unit (CEU):
Continuing Professional Education Unit (CPE): 39.5
Deposit Insurance Corporation Corporate University is registered with the
National Association of State Boards of Accountancy (NASBA) as a sponsor of
continuing professional education on the National Registry of CPE Sponsors.
State boards of accountancy have final authority on the acceptance of
individual courses for CPE credit. Complaints
regarding registered sponsors may be addressed to the National Registry of
CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN 37219-2417.
For information regarding
administrative policies such as complaints and refunds, please contact
Corporate University, Attn: NASBA Representative
703-562-2463, Room VS-A-3025, 3501 North Fairfax Drive, Arlington, VA 22226.
For more information concerning course content and administration, please contact Steven Miller at (703) 516-1281 or Dawn Scaff at (703) 516-5797.