Provided below are resources that should be helpful for an institution considering or pursuing an application to engage in activities impermissible for a national bank. The resources include appropriate references to the Federal Deposit Insurance Act and the FDIC Rules and Regulations, along with links to relevant policy statements, guidance, and available forms.
Contact the appropriate FDIC Regional Office:
For any questions or inquiries
Prior to submitting an application that involves unique or unusual circumstances
Resources Specific to Applications for Part 362 Activities and Investments and the Application Process
Application Forms
Laws and Regulations
- Section 24 of the FDI Act
- Part 303 Subpart G of the FDIC Rules and Regulations
- Part 303 Subpart H of the FDIC Rules and Regulations
- Part 362 of FDIC Rules and Regulations: Subpart A—Activities of Insured State Banks
- Part 362 of FDIC Rules and Regulations: Subpart C—Activities of Insured State Savings Associations
Other Resources
- FIL-54-2014 Filing and Documentation Procedures for State Banks Engaging, Directly or Indirectly, in Activities or Investments that are Permissible for National Banks
- OCC Guide on Permissible Activities for National Banks