Each depositor insured to at least $250,000 per insured bank

The Adirondack Trust Company, Saratoga Springs, New York, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit treasurer's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 021302884, which is assigned to The Adirondack Trust Company. The counterfeit items are dissimilar to authentic checks in appearance and are shaded light pink on the left side with the color changing to light gray on the right side. The items have scrolled borders on the right and left sides, and the following notation appears below the signature line: "SIGNATURE AREA CONTAINS KNIGHT AND FINGERPRINT CHECK WORDING."

Authentic checks have a light green background and scrolled borders on the right, left and bottom sides. The following message is embedded in the top border: "THIS CHECK HAS A VOID FEATURE PANTOGRAPH & FACSIMILE WATERMARK ON BACK FOR SECURITY FEATURES."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

John J. Boyd
Chief of Security
The Adirondack Trust Company
473 Broadway
Saratoga Springs, New York 12866
Phone: (518) 584-5844
Fax: (518) 584-1107

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)