Each depositor insured to at least $250,000 per insured bank

Extraco Banks, N.A., Temple, Texas, has contacted the Office of the Comptroller of Currency (OCC) to report that counterfeit cashier's checks bearing the name Farmers Bank and the routing number assigned to Extraco Banks, N.A. are in circulation. There is not a bank named Farmers Bank in San Antonio, Texas.

The counterfeit items display the routing number 111915576, which was previously assigned to First Waco National Bank, Waco, Texas. Extraco Banks, N.A. acquired First Waco National Bank and the aforementioned routing number is no longer used on authentic cashier's checks, but may be still in use for customer checks.

Counterfeit items display the following statement embedded in the top border: "THE FACE OF THIS DOCUMENT HAS A BLUE CHECK BACKGROUND ON WHITE PAPER AND A VOID PANTOGRAPH WITH A BLUE SECURITY STRIP IN CENTER." The wording "CASHIER'S CHECK" appears along the left border of the item and "Farmers Bank, San Antonio, Texas" appears in the center, adjacent to a fictitious logo consisting of a "1" inside an image of the United States encircled by a globe. In the lower-left corner "TO THE ORDER OF" is displayed. The items appear to be prepared using a digital check writer.

For additional information and guidance, please use the following contact information:

Marisa Truelove
Deposit Operations Manager
Extraco Banks, N.A.
P.O. Box 6101
Temple, Texas 76593-6101
Fax: (254) 744-5590
Email: mtruelove@extracobanks.com

Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to:

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or (703) 562-2200).