Home > News & Events > Quarterly Banking Profile




Quarterly Banking Profile


TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks
2001* 2000* 2000 1999 1998 1997 1996
Return on assets (%)

1.17

1.20

1.19

1.31

1.19

1.23

1.19

Return on equity (%)

13.44

14.23

14.02

15.31

13.93

14.68

14.45

Core capital (leverage) ratio (%)

7.81

7.84

7.70

7.79

7.54

7.56

7.64

Noncurrent assets plus other real estate owned to assets (%)

0.85

0.70

0.74

0.63

0.65

0.66

0.75

Net charge-offs to loans (%)

0.83

0.59

0.67

0.61

0.67

0.64

0.58

Asset growth rate (%)

8.01

10.05

8.88

5.38

8.53

9.54

6.16

Net interest margin (%)

3.85

3.97

3.95

4.07

4.07

4.21

4.27

Net operating income growth (%)

-2.35

2.71

1.80

20.41

2.24

12.46

6.43

Number of institutions reporting

8,147

8,375

8,315

8,579

8,773

9,142

9,527

Percentage of unprofitable institutions (%)

7.54

6.65

7.34

7.50

6.11

4.85

4.28

Number of problem institutions

74

75

76

66

69

71

82

Assets of problem institutions (in billions)

$14

$12

$17

$4

$5

$5

$5

Number of failed/assisted institutions

3

4

6

7

3

1

5

* Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30.

Last Updated 12/2/2011 research@fdic.gov