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TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks
2000 1999 1998 1997 1996 1995 1994
Return on assets (%) 1.19 1.31 1.19 1.23 1.19 1.17 1.15
Return on equity (%). 14.07 15.31 13.93 14.68 14.45 14.66 14.61
Core capital (leverage) ratio (%) 7.71 7.79 7.54 7.56 7.64 7.61 7.64
Noncurrent assets plus
 other real estate owned to assets (%) 0.74 0.63 0.65 0.66 0.75 0.85 1.01
Net charge-offs to loans (%) 0.64 0.61 0.67 0.64 0.58 0.49 0.50
Asset growth rate (%) 8.79 5.37 8.53 9.54 6.16 7.53 8.21
Net interest margin (%) 3.95 4.07 4.07 4.21 4.27 4.29 4.36
Net operating income growth (%) 2.02 20.42 2.24 12.46 6.43 7.48 16.18
Number of institutions reporting 8,315 8,580 8,774 9,142 9,527 9,940 10,451
Percentage of unprofitable institutions (%) 7.06 7.47 6.11 4.85 4.28 3.55 3.98
Number of problem institutions 76 66 69 71 82 144 247
Assets of problem institutions (in billions) $17 $4 $5 $5 $5 $17 $33
Number of failed/assisted institutions 6 7 3 1 5 6 11
Last Updated 03/07/2001 Questions, Suggestions & Requests