Home > News & Events > The FDIC Preliminary Bank Earnings Report




The FDIC Preliminary Bank Earnings Report

Third Quarter, 2000

TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks
  2000* 1999* 1999 1998 1997 1996 1995
Return on assets (%) 1.20 1.32 1.31 1.19 1.23 1.19 1.17
Return on equity (%) 14.25 15.47 15.31 13.93 14.68 14.45 14.66
Core capital (leverage) ratio (%) 7.84 7.81 7.79 7.54 7.56 7.64 7.61
Noncurrent assets plus
   other real estate owned to assets (%) 0.70 0.67 0.64 0.65 0.66 0.75 0.85
Net charge-offs to loans (%) 0.59 0.58 0.61 0.67 0.64 0.58 0.49
Asset growth rate (%) 10.01 4.64 5.37 8.53 9.54 6.16 7.53
Net interest margin (%) 3.97 4.07 4.07 4.07 4.21 4.27 4.29
Net operating income growth (%) 2.81 19.22 20.42 2.24 12.46 6.43 7.48
Number of institutions reporting 8,375 8,621 8,580 8,774 9,142 9,527 9,940
Percentage of unprofitable institutions (%) 6.61 6.75 7.47 6.11 4.85 4.28 3.55
Number of problem institutions 75 69 66 69 71 82 144
Assets of problem institutions (in billions) $12 $4 $4 $5 $5 $5 $17
Number of failed/assisted institutions 4 5 7 3 1 5 6
* Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30.

Last Updated 12/05/2000 Questions, Suggestions & Requests