The Federal Deposit Insurance Corporation (FDIC) is pleased to announce its new edition of "Your Insured Deposits" in Spanish. The booklet was revised to reflect the April 1, 1999, amendments to the deposit insurance regulations on joint accounts and "payable-on-death" (POD or trust) accounts.

The "Your Insured Deposits" booklets are free to insured financial institutions for distribution to their customers. The booklet clearly explains customers' deposit insurance coverage in a question-and-answer format. The latest edition of "Your Insured Deposits" is marked "1999" on the last page. Previous editions do not reflect recent regulation changes and should be destroyed.

Copies Available Directly From the FDIC:

• A copy of the booklet can be downloaded from the FDIC's Internet site at: http://www.fdic.gov/deposit/deposits/index.html.
• Bulk quantities of the booklet may be ordered in multiples of 500 copies by writing or e-mailing your request.

• Single copies of the booklet may be obtained from the FDIC's Public Information Center by writing or e-mailing your request.

The updated "Your Insured Deposits" in English and the instructional manual The Financial Institution Employee's Guide to Deposit Insurance are also available from the FDIC's Warehouse and Distribution Center, Public Information Center and Internet site.

For more information, please contact the FDIC's Division of Compliance and Consumer Affairs at (800) 934-FDIC or (202) 942-3100.

	Stephen M. Cross
	Director

Distribution: All Insured Banks and Savings Associations

NOTE: Paper copies of FDIC financial institutions letters may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (800-276-6003 or (703) 562-2200).