Financial Institution Letters
|Supervisory Insights Journal
Winter 2011 Issue Now Available
December 14, 2011
FIL-74-2011 - PDF (PDF Help)
|| The Winter 2011 issue of Supervisory Insights features two articles of critical interest to examiners, bankers, and supervisors. One provides information for bankers that will help strengthen a financial institution's real estate appraisal and valuation program. The second discusses strategies for mitigating risks arising from mobile banking.
The publication is available at http://www.fdic.gov/regulations/examinations/supervisory/insights/index.html.
Statement of Applicability to Institutions with Total Assets Under $1 Billion: The information contained in this issue of Supervisory Insights may be of general interest to FDIC-insured financial institutions, but it is not supervisory guidance.
"Navigating the Real Estate Valuation Process" highlights certain aspects of the 2010 Interagency Appraisal and Evaluation Guidelines. This article provides information for bankers regarding sound practices for banks' real estate valuation processes in the areas of valuation review, independence, content standards, preparer selection, and monitoring.
"Mobile Banking: Rewards and Risks" discusses the technologies used to deliver mobile banking services, identifies the risks to financial institutions and consumers, and describes strategies for mitigating these risks.
Suggestions for article topics and requests for permission to reprint articles should be e-mailed to firstname.lastname@example.org. Requests for print copies should be e-mailed to email@example.com.
Chief Executive Officer
Kim E. Lowry, Managing Editor
(firstname.lastname@example.org or 202-898-6635)
FDIC Financial Institution Letters (FILs) may be accessed from the FDIC's Web site at www.fdic.gov/news/news/financial/2011/index.html.
To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html.
Paper copies may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).