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Special Alerts

February 25, 2009

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Official Checks
Summary: Counterfeit official checks bearing the name First National Bank, McMinnville, Tennessee, are reportedly in circulation.

The First National Bank of McMinnville, McMinnville, Tennessee, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 064101589, which is assigned to The First National Bank of McMinnville. The items are similar to authentic cashier's checks; however, the counterfeit items display the words "OFFICIAL CHECK" inside a box embedded in the center of the top border. A toll-free telephone number that is not associated with the bank is shown in the lower-left corner below the bank's name, city, state and ZIP code.

The First National Bank of McMinnville does not issue official checks; however, it does issue cashier's checks. Authentic checks display the words "CASHIER'S CHECK" inside a box below the top border in the center of the check. A security feature statement embedded within the top border is also displayed.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Derita Reed
Bank Secrecy Act Officer
The First National Bank of McMinnville
200 East Main Street
McMinnville, Tennessee 37110
Telephone: (931) 473-4402
Fax: (931) 473-6952
E-mail: dreed@fnbmt.com

Alternate Contact:

Cindy Pearson
Compliance Officer
The First National Bank of McMinnville
200 East Main Street
McMinnville, Tennessee 37110
Telephone: (931) 473-4402
Fax: (931) 473-6952
E-mail: cpearson@fnbmt.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2009/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

  Sandra L. Thompson
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Last Updated 2/25/2009 communications@fdic.gov