Each depositor insured to at least $250,000 per insured bank

Horizon Banks, National Association, Limon, Colorado, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 034806032. The routing number does not appear to be assigned to any financial institution, and specifically, is not assigned to Horizon Banks. The counterfeit items are markedly dissimilar to authentic cashier's checks. On the counterfeit items, the bank's address is printed below the bank's name in the top-center area. The bank's name is also printed below a line preceded by a dollar sign ("$") in the lower-right corner. A signature line, preceded by the word "BY," has "Authorized Signature" printed below it in the lower-right corner.

Authentic checks display a security statement across the top of the check. The bank's address and telephone number are printed to the right of the bank's name in the top-center area. A lock symbol is shown to the right of the word "DOLLARS" near the right edge. "(CANNOT RE-ISSUE FOR 90 DAYS)" is printed above the signature line in the lower-right corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Cary Lohmeier
Vice President and Cashier
Horizon Banks, National Association
1726 Hover Street
Longmont, Colorado 80501
Telephone: (303) 684-7342
E-mail: clohmeier@bankhorizononline.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)