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Special Alerts

SA-238-2007
August 29, 2007


TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks bearing the name Commerce Bank, Harrisburg, Pennsylvania, are reportedly in circulation.

Commerce Bank/Harrisburg National Association (Commerce Bank), Lemoyne, Pennsylvania, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 031301846, which is assigned to Commerce Bank/Harrisburg National Association. The items are markedly dissimilar to authentic official checks. The counterfeit items display a security feature statement embedded within a darkened top border. The bank's logo, name and "Serving Central Pennsylvania" are embedded in a darkened rectangle in the top-left corner, and "MEMBER FDIC" and address ("4700 Jonestown Road, Harrisburg, Pennsylvania") are printed below. The words "CASHIER'S CHECK" appear in the top center and the word "PURCHASER" is on the left side. The phrase "NOT VALID FOR AMOUNTS GREATER THAN $10,000.00" appears above the numerical amount. The items are brown and have only one signature line. A "VOID" background appears when the items are copied.

Commerce Bank/Harrisburg N.A. does not issue cashier's checks; however, it does issue official checks. Authentic official checks have ornate borders with squared corners containing dark circles. The words "OFFICIAL CHECK" and a Notice to Customers regarding indemnity bonds are printed vertically along the left border. The bank's logo, name and address ("3801 Paxton Street, Harrisburg, Pennsylvania 17111") are printed in the top-left corner. The letters "RE" are in the lower-left corner. Official checks are blue and have two signature lines.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Eric Bischof
Corporate Security Team Leader
Commerce Bank/Harrisburg National Association
3801 Paxton Street
Harrisburg, Pennsylvania 17111
Telephone: (717) 412-6296
Fax: (717) 920-4667
E-mail: eric.bischof@commercepc.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Sandra L. Thompson
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)




Last Updated 8/29/2007 communications@fdic.gov