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Conference on Affordable, Responsible Short-Term Credit
Conference on Affordable, Responsible Short-Term Credit
September 29, 2005
Agenda
Speakers' Biographies
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7:30 a.m. |
Registration, Continental Breakfast
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8:00 a.m. |
Opening Remarks
Christopher J. Spoth, Acting Director, FDIC Division of Supervision and Consumer Protection
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8:15 a.m. |
Keynote Address
Honorable Thomas J, Curry, Director, FDIC
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8:30 a.m. |
The Problem: Lack of Affordable, Responsible Short-Term Credit
Moderator: Michael A. Stegman, Director, Center for Community Capitalism,
Frank Hawkins Kenan Institute of Private Enterprise, University of North Carolina
The Argument that Mainstream Banks and Thrifts Cannot Create an Affordable & Profitable Alternative Payday Loan Product is Patent Nonsense! - PowerPoint 237k (PPT Help)
Panelists: Yolanda McGill, Senior Policy Counsel, Self-Help's Center for
Responsible Lending
Tom Feltnor, Communications/Development Associate,
Woodstock Institute
Banking on Bounced Checks - PDF 61k (PDF Help)
Blindfolded into Debt - PDF 209k (PDF Help)
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9:45 a.m. |
Break
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10:15 a.m. |
Alternative Short-Term Loan Products
Moderator: Sheila C. Bair, Dean's Professor of Financial Regulatory Policy Isenberg School of Management, University of Massachusetts
Panelists: Rob Grossinger, Senior Vice President, LaSalle Bank
Ed Jacob, Manager, North Side Credit Union Rinah Messier, Vice President, Portfolio Management Director,
Consumer Credit Risk Management Group, Citibank, N.A. Edna Sawady, Senior Vice President, KeyBank
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12:15 p.m. |
Lunch
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1:15 p.m. |
The Response to Hurricane Katrina
Moderator: Ellen Seidman, Senior Managing Director/National Practice
Shorebank Advisory Services
Panelists: Fred Smith, Operation Hope
Hope Coalition America (HCA): Handout - PDF 78k (PDF Help)
HCA - If You Were Affected by Hurricane Katrina - PDF 176k (PDF Help)
Checklist of Important Legal Documents - PDF 30k (PDF Help)
Dan Digby, Community Bankers of Louisiana Lee Foley, Dryades
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2:30 p.m. |
Break
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2:45 p.m. |
Military Borrowers: Problems and Solutions
Moderator: Christopher Peterson, Assistant Professor, University of Florida
Predatory Lending and the Military - PDF 2693k (PDF Help)
Panelists: Col. Marcus Beauregard, Coordinator, Department of Defense
Financial Readiness Program
Military Session - DOD Financial Readiness Campaign - PowerPoint 463k (PPT Help)
Robert W. (Bobby) Hoxworth, Executive Vice President & Chief
Lending Officer, Fort Hood National Bank
Military Borrowers - Problems & Solutions - PowerPoint 279k (PPT Help)
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4:00 p.m. |
Closing Remarks - Donna J. Gambrell, Deputy Director, Compliance and
Consumer Affairs, Division of Supervision and Consumer Protection
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Reception |
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