 | The symposium was facilitated by Dr. J. Otis Smith, professor of psychology at Cheyney University and an expert on low-income populations. Here Dr. Smith invites the audience to address questions to the panelists. (Photo: James Kegley) |
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 | The proprietor of a check cashing outlet makes a point about providing a needed service. (Photo: James Kegley) |
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 | Jean Ann Fox of the Consumer Federation of America comments on the availability of traditional versus “fringe” banking outlets in low and moderate income areas. (Photo: James Kegley) |
