Chart 34 Bank loan portfolio has shifted towards more real estate related credits. (Commercial Banks)

Type of Loan 1991, Share of Total Loans Third Quarter 2005, Share of Total Loans
Residential Real Estate 20.98 31.22
Nonresidential & multi-family 13.32 15.53
Construction 5.00 6.90
Commercial Real Estate 12.16 13.70
Cimmercial & Industrial 27.22 18.77
Consumer 19.09 15.79

Source: Integrated Banking Information System (Office of the Comptroller of the Currency).