Chart 33
This allowed banks to reduce provisioning expense.
(Commercial banks)
Year |
Loss provisions to assets (percent) |
1984 |
0.57 |
1985 |
0.69 |
1986 |
0.80 |
1987 |
1.28 |
1988 |
0.57 |
1989 |
0.98 |
1990 |
0.96 |
1991 |
1.02 |
1992 |
0.76 |
1993 |
0.47 |
1994 |
0.28 |
1995 |
0.30 |
1996 |
0.37 |
1997 |
0.42 |
1998 |
0.43 |
1999 |
0.40 |
2000 |
0.50 |
2001 |
0.68 |
2002 |
0.71 |
2003 |
0.47 |
2004 |
0.33 |
"2005 (as of September 30, 2005, annualized)" |
0.30 |
Note: 2005 data as of September 30, 2005 (annualized).
All other data as of year-end.
Source: Integrated Banking Information System (Office of the Comptroller of
the Currency). |