More FDIC-insured institutions have stronger capital ratios than in prior years.
Tier 1 Capital as Percentage of Assets Less Disallowed Intangibles
Date 25th Percentile Equity to Assets Ratio 90th Percentile Equity to Assets Ratio 10th Percentile Equity to Assets Ratio 75th Percentile Equity to Assets Ratio
1984, December 31 6.87 12.72 5.92 9.99
1985, December 31 6.82 12.68 5.84 9.96
1986, December 31 6.67 12.56 5.58 9.81
1987, December 31 6.74 12.75 5.54 9.92
1988, December 31 6.82 12.81 5.61 9.99
1989, December 31 6.89 13.04 5.76 10.07
1990, December 31 6.43 12.63 4.63 9.79
1991, December 31 6.65 12.54 5.24 9.84
1992, December 31 7.07 12.74 5.93 10.14
1993, December 31 7.45 13.2 6.45 10.58
1994, December 31 7.75 13.7 6.75 11.03
1995, December 31 7.83 14.26 6.88 11.27
1996, December 31 7.82 14.62 6.9 11.41
1997, December 31 7.87 15.24 6.93 11.67
1998, December 31 7.76 15.48 6.86 11.7
1999, December 31 7.78 15.71 6.92 11.8
2000, December 31 7.825 16.16 6.97 11.92
2001, December 31 7.74 15.21 6.94 11.46
2002, December 31 7.82 15.01 7.05 11.4
2003, December 31 7.98 15.07 7.17 11.46
2004, December 31 8.11 15.45 7.29 11.64
2005, December 31 8.28 16.2 7.43 11.94
2006, June 30 8.36 16.75 7.5 12.23
Source: FDIC