Chart 22
The prevalence of high commercial property concentrations to capital now exceeds levels of the late-1980s.
  Share of FDIC-insured institutions with commercial real estate loans to equity capital greater than:
  600% 500% 400% 300%
1987 1.7% 0.6% 1.0% 2.3%
1988 1.5% 0.5% 1.1% 2.3%
1989 1.4% 0.5% 1.1% 2.4%
1990 1.3% 0.5% 1.0% 2.7%
1991 1.0% 0.5% 1.0% 2.7%
1992 0.5% 0.4% 0.9% 2.2%
1993 0.3% 0.3% 0.6% 2.3%
1994 0.3% 0.3% 0.8% 2.4%
1995 0.2% 0.2% 0.6% 2.0%
1996 0.2% 0.3% 0.7% 2.5%
1997 0.2% 0.3% 0.7% 2.5%
1998 0.2% 0.3% 0.8% 3.2%
1999 0.3% 0.5% 1.4% 4.6%
2000 0.3% 0.5% 1.6% 4.6%
2001 0.4% 0.5% 2.0% 5.2%
2002 0.3% 0.7% 2.3% 6.1%
2003 0.4% 0.8% 3.0% 6.6%
2004 0.3% 1.0% 2.8% 7.3%
2005 0.4% 0.8% 2.4% 8.0%
Source: FDIC. Includes FSLIC-insured institutions prior to 1989. All data reflect year-end totals. Commercial property loans include loans secured by non-farm non-residential properties