Chart 2

In 2005, bank earnings set a record for the fifth consecutive year.
Date	Net Operating Income (Billions)	"Securities and Other Gains/Losses, Net"
2001 Q1	21.71	1.02
2001 Q2	21.14	1.31
2001 Q3	19.30	1.56
2001 Q4	20.60	1.39
2002 Q1	24.53	0.82
2002 Q2	25.56	1.66
2002 Q3	24.39	2.87
2002 Q4	22.57	2.74
2003 Q1	27.03	2.49
2003 Q2	26.88	3.31
2003 Q3	28.90	1.48
2003 Q4	30.05	0.95
2004 Q1	29.86	1.98
2004 Q2	30.01	1.14
2004 Q3	30.72	1.73
2004 Q4	30.49	0.72
2005 Q1	33.56	0.59
2005 Q2	31.75	1.49
2005 Q3	33.87	0.76
2005 Q4	32.23	0.65

Source: FDIC