Quarter	Bank Insurance Deposits (BIF) Reserve Ratio (Percent)
June 30, 2003	1.28%
September 30, 2003	1.32%
December 31, 2003	1.32%
March 31, 2004	1.32%
June 30, 2004	1.31%
December 31, 2004	1.32%
December 31, 2004	1.30%