| Period | C&I Loan Net Charge-Off Ratio (Percent) | Net Percentage of Banks Tightening Standards for C&I Loans |
|---|---|---|
| First Quarter 91 | 1.18 | 36.00 |
| Second Quarter 91 | 1.89 | 15.50 |
| Fourth Quarter 91 | 2.60 | 9.00 |
| Second Quarter 92 | 1.32 | 0.90 |
| Fourth Quarter 92 | 1.48 | 4.35 |
| Second Quarter 93 | 0.86 | -7.85 |
| Fourth Quarter 93 | 0.82 | -17.75 |
| Second Quarter 94 | 0.33 | -12.20 |
| Fourth Quarter 94 | 0.35 | -17.40 |
| Second Quarter 95 | 0.14 | -5.90 |
| Fourth Quarter 95 | 0.41 | -3.45 |
| Second Quarter 96 | 0.29 | -0.90 |
| Fourth Quarter 96 | 0.30 | -7.80 |
| Second Quarter 97 | 0.24 | -6.95 |
| Fourth Quarter 97 | 0.38 | -7.00 |
| Second Quarter 98 | 0.35 | -7.10 |
| Fourth Quarter 98 | 0.63 | 36.40 |
| Second Quarter 99 | 0.54 | 10.00 |
| Fourth Quarter 99 | 0.79 | 9.10 |
| Second Quarter 00 | 0.69 | 24.60 |
| Fourth Quarter 00 | 1.30 | 43.80 |
| Second Quarter 01 | 1.20 | 50.90 |
| Fourth Quarter 01 | 2.37 | 50.90 |
| Second Quarter 02 | 1.77 | 25.00 |
| Fourth Quarter 02 | 1.83 | 18.20 |
| Second Quarter 03 | 1.34 | 8.90 |
| Fourth Quarter 03 | 1.09 | 0.00 |
| Second Quarter 04 | 0.59 | -23.20 |
| Fourth Quarter 04 | 0.58 | -21.10 |