Quarter	Bank Insurance Deposits (BIF) Reserve Ratio (Percent)
December 31, 2002	1.27%
March 31, 2003	1.28%
June 30, 2002	1.29%
September 30, 2003	1.32%
December 31, 2003	1.32%
March 31, 2004	1.32%
June 30, 2004	1.31%