Quarter	Savings Association Insurance Fund (SAIF) Reserve Ratio (Percent)
June 30,2002	1.38%
September 30, 2002	1.38%
December 31, 2002	1.37%
March 31, 2003	1.37%
June 30, 2003	1.38%
September 30,2003	1.40%
December 31, 2003	1.37%