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FDIC Charts & Graphs

Deposit Growth: Disparities among institutions

  • The top 25% in terms of deposit growth have added $178 billion since the funds were capitalized.
  • Since 1996, 814 new banks, now with $44 billion of insured deposits, have never paid insurance premiums.
  • Based on experience, we can expect some of these new banks to fail without having contributed to the BIF or the SAIF.
  • The lowest 25% in terms of deposit growth have lost $69 billion since the funds were capitalized.

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Last Updated 05/18/2000 insurance@fdic.gov